Merchant e-Solutions (MeS) is an Internet-based payment processing company that was founded in 1999 and processes over $14 billion annually for over 60,000 merchants. MeS can process payments in over 150 currencies globally, as well as all domestic credit, debit, checks, and alternative payments. Services for merchants include an extensive set of in-house payment solutions, like the MeS Payment Gateway, which is PCI compliant, eliminates the need for merchants to store cardholder information, and includes 'best rate' validation. MeS also provides 24-hour customer service, advanced risk and chargeback management solutions and real-time web based reporting.