How Merchants Can Turn a SCA Compliance Challenge into a Business Positive

Executive Report

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Payments Services Directive (PSD2) and Strong Customer Authentication is a European directive to make payments more secure.  Strong Customer Authentication (SCA) will be enforceable within the European Economic Area (EEA) at the end of the year and requires more robust fraud prevention checks for online transactions.

European merchants should not delay their implementation of Strong Customer Authentication (SCA) regulatory compliance payment strategies. Acting now to ensure compliance will give merchants time to align and test their platforms and processes with banks and payment service providers to ensure a seamless transition when the PSD2 provisions become mandatory. Going live with a viable system early allows retailers to gain a competitive advantage over those who delay their PSD2 SCA compliance.

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