RewardPay
Using Accertify’s More Yes platform to turn risk into a growth advantage
25% reduction in fraud review queue
Up to 70% automation of transaction reviews
Greater confidence across risk, compliance, and growth
 “Accertify allows us to scale without adding operational strain.”Â
-Mark Dawes, CEO & Co-Founder, RewardPay
RewardPay is redefining how businesses pay suppliers.
Its platform enables business owners to use American Express in places it traditionally wasn’t accepted—unlocking rewards, improving cash flow, and increasing flexibility.
But as transaction volumes grew, so did the complexity behind the scenes.
Scaling payments is one challenge.
Scaling risk, compliance, and decisioning is another.
Growth created a new bottleneck: decisioning
Every transaction required review.
Every decision carried risk.
And every delay impacted the customer experience.
As RewardPay scaled, fraud operations became a critical constraint creating friction across teams and slowing approvals.
Manual processes simply couldn’t keep up.
“Manual fraud review simply wasn’t sustainable. It became a bottleneck to growth.”
— Mark Dawes
RewardPay needed more than just a tool.
It needed a better way to make decisions.
Client Details
RewardPay enables Business owners to pay their business expenses on their credit cards and earn points, even if suppliers don’t accept credit cards. Payments like BAS, Super, Rent, Contractors and all other suppliers. Plus, business owners can choose to earn Qantas Points on top of their credit card points when making a payment with RewardPay. Maximize your rewards and improve cash flow by using RewardPay today. Business owners in Construction, Professional services, Hospitality, Marketing, Medical, Consultancy services and more are seeing their points skyrocket by paying everything on their credit card and gaining up to 55 days interest free credit. See how RewardPay turns business expenses into first class travel
Results
From isolated checks to connected decisions
RewardPay implemented Accertify in 2025, to move beyond siloed fraud detection and enable connected, lifecycle-based decisioning.
Instead of evaluating transactions in isolation, the platform connects signals across the entire customer journey linking account behavior and payment activity into a single decisioning framework.
This shift allows risk to be identified earlier while reducing friction for legitimate customers.
“The ability to bring everything together – data, rules, and decisioning – gives us confidence we’re making the right call on every transaction.”
— Mark Dawes
How RewardPay powers decisioning today
RewardPay now runs on a connected decisioning model powered by Accertify:
- Connected intelligence
Signals across payments, and behavior create a complete view—not just a snapshot - Smarter decisions
Machine Learning, rules and real-time signals work together to guide every transaction - Faster operations
Automation handles routine decisions, allowing teams to focus on higher-value work
The results: more control, less friction
RewardPay saw immediate and measurable impact:
- 25% reduction in fraud review queue from day one
- Path to 60–70% automation of transaction reviews
- Reduced manual workload without adding friction to the customer experience
- Assisted in meeting regulatory compliance
For RewardPay, this transformation wasn’t just operational, it was strategic.
Fraud prevention evolved from a bottleneck into a growth enabler.
The business now operates with greater visibility, stronger compliance, and the confidence to approve more legitimate transactions.
“Accertify gives us confidence we’re meeting regulatory expectations and managing risk as we grow.”
— Mark Dawes
Confidence to grow
With Accertify RewardPay can:
- Approve more legitimate transactions with confidence
- Reduce unnecessary friction for customers
- Detect risk earlier across the lifecycle
- Scale efficiently in a complex regulatory environment
Instead of choosing between growth and control, RewardPay achieves both.
Results
“It’s not just a platform—the team shows you how to get the most out of it as you scale.”