Bring Your Numbers

We'll score your loss data, checkout, and dispute queue against Sift.

Why Clients Choose Accertify

Three reasons this matchup usually comes down to the lifecycle.

Adaptive Intelligence

Scores stay transparent and explainable, so your team can see and tune every decision rather than just receive one.

Robust Data

More than 10 billion transactions processed in 2025, sharpening layered models that pinpoint fraud with precision.

Right There With You

An expert team that stays close through the moments that matter, grounded in decades of frontline risk experience.

Capability Comparison

Accertify and Sift, capability by capability.

Ratings reflect Accertify’s assessment of publicly available capability information and client feedback, current as of Q2 2026.

Capability Accertify Sift What that means for you
Checkout and CNP decisioning
We give your team a decision they can see and tune, not just a number to accept.
Account takeover and login defense
Attack State gives your team dedicated, purpose-built coverage for full-lifecycle account protection.
Chargebacks and dispute recovery
We actively represent and recover revenue, with measurable results reported back to your team.
Platform breadth and independence
Enterprise lifecycle depth with vertical coverage across eight industries.

Competitive Comparison powered by

10B+

transactions processed in 2025

$481M

recovered through chargeback representment in 2025

1.6B+

account protection events monitored in 2025

98.10%

average client approval rate

Source: internal Accertify client data, 2025.

Switching

Prove it in parallel before you move volume.

No cutover leap. We score your live traffic alongside what you run today, so the difference in approval rate, fraud loss, and manual review volume is measured on your own data.

01 Shadow mode

We score your live traffic alongside your incumbent, with no impact on decisions.

02 Measured delta

Approval rate, fraud loss, and manual review volume, side by side on your own data.

03 Staged cutover

Shift volume by segment or region once the numbers hold, not all at once.

04 Named risk team

Strategic Risk Services stays engaged after go-live to tune thresholds with your analysts.

Frequently Asked Questions

Accertify vs. Sift

Both offer transparent, tunable decisioning. Accertify adds active chargeback representment that recovers revenue, post-fulfillment abuse scoring, and enterprise vertical depth, with a named risk team engaged through the moments that matter.

Yes. Scores are explainable, thresholds and rules are configurable by your team, and case management sits in the same workspace as the decision.

Yes. Accertify processed 13.2 million chargebacks and recovered $481M for clients in 2025 through active representment.

A dedicated risk team through Strategic Risk Services, working alongside your analysts rather than through a ticket queue.

More than 10 billion transactions processed in 2025, plus consortium signal shared across client brands.

Bring your numbers. We'll bring the lifecycle view.

Thirty minutes with our risk team on your loss data, your checkout, and your dispute queue — scored against the platform you run today.